Insurances - Advantage Home Finance

Protect what's important

What happens when the unthinkable, happens? Insuring you and your home should be just as important as saving money on your mortgage. At Advantage Home Finance we work with many of the UK’s leading insurers to ensure that you have complete financial peace of mind. We can offer tailored advice on the following areas.

Life Insurance
Life Insurance cover can be tailored to your needs. It can be set up to cover your mortgage balance, or pay a lump sum to your loved ones if you die, or even a combination of these two. With life expectancy improving, and health care advances, the cost of life insurance may be less than you think. Get in touch today for a quote or some advice on this.

Buildings & Contents Insurance
When you take out a mortgage on a property, the lender will insist that the property is also insured. A Buildings and Contents policy for your property can be structured to ensure that you are adequately protected. These types of policy can be adjusted for the type of property you have and also vary the amount of contents cover you require. For a policy to match your requirements, simply get in touch and see if we can help.

Critical Illness Insurance One in two of us will be diagnosed with cancer at some point in our lives¹. In Britain that is over 1000 people every day. On hearing the bad news, you would want to know that your finances are secure, and the first step is a lump sum to clear the outstanding mortgage balance. That is the benefit of having critical illness protection.

¹ Source – https://www.nhs.uk/conditions/cancer/

Landlords Insurance
Buy to Let and Let to Buy properties often need a specialist policy to ensure that the risks of letting a property are covered. We can access rates from many of the UKs leading insurers. Please get in touch and we will do what we can to help.

Income Protection
An income protection policy could pay you an income if you are unable to work due to ill health or disability. Typically, a policy will have a deferred period before the policy benefits are paid out. You can tailor this type of product to meet your needs once your employers sick pay or your savings have run out. If you have a need to protecting your income please get in touch using the tab below.

Business Protection
Business protection is designed to protect businesses and their families against the effects of losing key people through death, critical illness or temporary disability.